Your dwelling is a major investment and getting the right home insurance for your local area should not be taken lightly. Many homeowners seek a policy that contains just enough coverage to satisfy the mortgage lender. Taking this route could result in a financial disaster.
At Precision, we’ll present you with quality basic coverage’s along with options for you to select from for added protection. Our programs give you plenty of choices to ensure your family and your finances are not placed at risk.
It’s important to be aware of your options when shopping for your home insurance. Homeowner’s insurance comes in a variety of forms and limits that can potentially omit the coverage’s you need. For example, if your home is owner occupied you will want to have an HO3 policy to ensure broader protection.
Your basic policy would come with your standard coverage’s such as your dwelling limits, other structures, personal property, personal liability, Loss of use, and medical payments to others. Optional coverage’s could include extended dwelling, building ordinance, equipment breakdown, escape of water from a sump, or loss assessment coverage.
Several other options for your home insurance are also available depending on your needs. You may want to compare the coverage limits with other programs if you have any particular fine arts, cameras, silverware, jewelry, or any other special personal items. Perhaps you have a small daycare operation in your home, you’d want to be sure you have adequate coverage.
It’s no secret that there are ways to save. Applying the proper discounts you are entitled to will certainly help lower your home insurance premium.
Here are some ways to help you maximize your savings:
One overlooked way to get more value with savings is by adding a personal umbrella policy.
Having a fire sprinkler system can add a significant discount. Most new homes are now built with indoor sprinklers.
Discounts for recently built houses are also available.
Your education or occupation may qualify you for some great discounts.
The biggest and most common discount known is packaging your auto insurance.
There are many opportunities to add savings in addition to the few already mentioned. Precision leaves no rock uncovered to find you the best coverage possible for less.
Find out how you can benefit from getting local home insurance with Precision.