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Charter Bus Insurance

Charter company owners are responsible to their customers, employees, the public, and investor in the business to protect all the stakeholders from property and casualty losses.

Precision Insurance has its headquarters in Montclair, California. It helps charter bus companies in Los Angeles, Fontana, San Bernardino, Riverside, Orange County and all other areas of California find the right insurance.

Precision Insurance is an independent insurance brokerage. Being independent allows us the flexibility to place your insurance policies with the carriers best suited to meet your needs.

 

Charter Bus Insurance Coverage Companies Need

Worker’s Compensation Insurance

Every California business has a legal requirement to buy a worker’s compensation insurance policy for helping employees that suffer injuries or illness related to employment. As an independent agent, we scour the highly rated companies we work with so that you have the best insurance for your charter bus company at an affordable price.

Personal Injury and Property Damage Liability

This coverage pays for claims you are legally required to pay for bodily injury or death or property damage that happen as a result of your charter bus operations (loading, unloading, crash while traveling).

 

Charter bus insurance in California requires companies that have as few as one bus that carries 16 or more passengers to have personal injury liability insurance with a limit of $5,000,000. Usually, they carry $1 million is personal injury liability insurance and have an umbrella policy for the remaining $4 million. Charter buses with 7 seats or less need $750,000 of personal injury coverage and those that 8 to 15 passengers need coverage of $1.5 million.

Collision Insurance

If your bus is in a rollover or collision with another vehicle, this type of insurance pays for the damages your bus suffers to get it back on the road and earning money for you.

Comprehensive Physical Damage

This insurance is for damage to your bus (es) not caused by a collision. If a criminal steals your bus, suffers vandalism, catches fire, has hail damage or party goers trash your bus this insurance policy covers your loss.

Specified Peril

This insurance only protects your bus from the dangers and risks listed on your insurance policy. Many brokers call it CAC, or that means it Fire and Theft with Combined Additional Coverage. Precision Insurance will help you decide which added hazards and perils you need protection from.

Uninsured or Underinsured Motorist

Charter bus companies have a significant risk of facing underinsured motorists as they carry many passengers. People who carry a standard policy with a $100,000/$300,000 value can quickly blow through that if they are at fault in a serious crash. When the other motorist has no insurance or not enough insurance, your policy makes up the shortfall.

This kind of charter bus insurance provides coverage for:

 

Collision Deductible Waiver

Property damage

Bodily injury

 

Other Coverage’s

Precision Insurance tailors your insurance portfolio to meet your precise insurance needs.

Talk with us about adding coverage such as:

 

Towing insurance

Rental Insurance

Vehicle Accessories

Umbrella insurance

Business interruption insurance

 

Precision Insurance works for you and not for the insurance companies. If insurance through us is higher, it is due to superior coverage. You are our client, but the insurance companies we place with you pay us. Call Precision  for a free consultation at 909-752-0239 to find the right charter bus insurance plan for your company.